If anyone may be in immediate danger, call 911 or your local emergency number.
If anyone may be in immediate danger, call 911 or your local emergency number.
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Loss and major change can affect more than how you feel.
They may also change your housing, income, health, relationships, responsibilities, routines, identity, or plans for the future.
You do not need to solve every part at once.
Begin with immediate safety and essential needs.
Ask:
If you or someone else may be harmed, contact emergency or crisis support, or tell someone who can help you remain safe.

When many things have changed, begin with:
Everything else may be important without needing to happen today.

It may help to write down:
You do not need a complete plan.
You are identifying the next part that can actually be addressed.

Where possible:
Shock, exhaustion, and grief can make memory and concentration less reliable.
Writing things down or having another person present can reduce what you must hold alone.

There may be emotional, cultural, family, financial, and practical matters happening together.
You may need to:
Laws and procedures vary by location.
You do not need to understand them all before asking an appropriate service or professional what must happen next.
Where possible, avoid disposing of property or making major financial commitments until you know what authority and responsibilities you have.

An ending may affect:
Consider protecting access to:
If there is abuse, coercion, stalking, or fear of retaliation, ordinary separation advice may not be sufficient.
A diagnosis, injury, disability, or change in capacity may affect both the present and the future you expected.
Consider what may be needed for:
Ask a healthcare provider or community service what supports, equipment, benefits, referrals, or accommodations may be available.
You may be dealing with both practical disruption and the loss of structure, belonging, security, or purpose.
Begin with what protects essential needs:
A practical emergency does not make the personal meaning of the loss less important.
If the loss is threatening your housing, food, utilities, medication, or another essential need, explore Food, Housing and Essential Needs.
If employment, income, benefits, debt, or financial survival needs attention, explore Money, Work and Income.

The loss may involve:
Other people may not understand why it matters or know how to respond.
You can still ask for practical help, time, company, accommodation, or support without proving that the loss is significant enough.

Some decisions cannot wait.
Others only feel urgent because uncertainty is difficult to carry.
Before signing an agreement, surrendering property, moving, borrowing money, leaving work, or making another difficult-to-reverse decision, ask:
Grief can affect concentration and judgment without making you incapable.
More time, clearer information, or another person’s assistance may protect your ability to choose.
If the decision involves an estate, property, housing rights, custody, benefits, insurance, immigration, contracts, or another formal process, explore Legal or Institutional Pressure.

Before calling a service, employer, landlord, healthcare provider, school, insurer, or agency, write down:
You might begin with:
“A major loss or change has affected my ability to manage this. What assistance, extension, accommodation, or next step may be available?”
If the answer is unclear, ask:

People may care and still not know what to offer.
You might ask someone to:
Specific help can be easier to give and easier to receive.

You may notice changes in:
These effects do not mean that the practical problems are only emotional.
You may need both personal support and actual changes in demands, responsibilities, deadlines, or material conditions.
You may not be able to separate one problem from another.
Begin with:
You can return to the other parts later.
If everything feels too intense to sort through right now, begin with If It All Feels Like Too Much.
If you can continue but cannot tell which problem or responsibility needs attention first, choose I Don’t Know Where to Begin.
Depending on what has happened, useful support may include:
In Canada, 211 can help connect people with government and community-based social services.
Elsewhere, look for a local community-information service or social-service directory.
If you want to understand and work with the emotional experience of the loss, explore Sadness and Grief.
If the loss involves separation, family responsibilities, children, dependants, or caregiving, explore Relationships, Family and Caregiving.
If housing, food, utilities, or another essential need has been affected, explore Food, Housing and Essential Needs.
If illness, injury, disability, medication, or physical capacity is central, explore Health and Physical Capacity.
If employment, income, benefits, debt, or financial stability has been affected, explore Money, Work and Income.
If formal decisions, documents, deadlines, property, custody, benefits, or legal rights are involved, explore Legal or Institutional Pressure.
If you need to begin with what you are feeling rather than the practical situation, choose What Are You Feeling Right Now?
If you need help with a different practical situation, return to Help for Specifics.
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It is not a replacement for professional medical or mental health care.
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